What do Medical Payments and Personal Injury Protection cover? – GEICO

What do Medical Payments and Personal Injury Protection cover? – GEICO

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Whether you’re riding solo, or with your number one copilot, if you get in an accident, these types of coverage generally offer
protection for you, your passengers, and household relatives. However, No matter who’s at fault, PIP coverage
may pay for medical bills and less obvious expenses, like lost
income, childcare services, and funeral costs. Similarly, Med Pay covers
medical costs but is less all-inclusive and optional in most states. It usually works in tandem with your health
insurance coverage. This can be “Supplementary”, where your health
insurance kicks in first and Med Pay is then applied to deductibles and copays or “Primary”,
where Med Pay swoops in first to cover immediate costs, and your health insurance applies to
excess or ongoing expenses. [highfive]

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